{"id":16613,"date":"2024-07-08T21:24:04","date_gmt":"2024-07-08T21:24:04","guid":{"rendered":"https:\/\/www.hopecu.org\/?post_type=product&#038;p=16613"},"modified":"2025-03-07T16:03:35","modified_gmt":"2025-03-07T21:03:35","slug":"overdraft-guardian","status":"publish","type":"product","link":"https:\/\/www.hopecu.org\/product\/personal\/tools\/overdraft-guardian\/","title":{"rendered":"Overdraft Guardian"},"content":{"rendered":"\n<div class=\"wp-block-columns hope-product-content-layout is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column hope-product-content-side is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33\">\n<h2 class=\"wp-block-heading hope-product-heading\">Avoid the cost and hassle of expensive overdrafts with HOPE\u2019s Overdraft Guardian.<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column hope-product-content-main is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66\">\n<div class=\"wp-block-group alignfull hope-product-content\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color wp-elements-50734e8cce20690191c95623e77b2e64\"><strong>Have you ever accidentally make a purchase without sufficient funds in your account? <\/strong><\/h2>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Let HOPE help you cover these transactions with Overdraft Guardian.<\/p>\n\n\n\n<p>Dealing with a returned check or other unpaid item is a difficult experience, leaving you to face additional costs and frustration. In the event that an overdraft does occur, we want to protect you from the fees charged by merchants and the negative effects it can have on your credit history. That\u2019s why we offer Overdraft Guardian, an overdraft protection program created just for HOPE members.<\/p>\n\n\n\n<p>This service covers certain checking account activity that can include checks, electronic transactions, automatic bill payments and recurring debit card payments. Unless you decline the service, coverage is automatically applied to eligible accounts and transactions within specified limits.&nbsp; You may also choose to extend protection to cover ATM transfers and withdrawals, as well as everyday debit card purchases up to the limit of your coverage.<\/p>\n\n\n\n<p>Learn more about <a href=\"https:\/\/www.hopecu.org\/product\/personal\/tools\/how-it-works\/\"><strong><span style=\"text-decoration: underline;\">how the program works<\/span><\/strong><\/a>.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Avoid the cost and hassle of expensive overdrafts with HOPE\u2019s Overdraft Guardian. Have you ever accidentally make a purchase without sufficient funds in your account? Let HOPE help you cover these transactions with Overdraft Guardian. Dealing with a returned check or other unpaid item is a difficult experience, leaving you to face additional costs and [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","product_category":[237,243],"class_list":["post-16613","product","type-product","status-publish","hentry","product_category-personal","product_category-tools"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.3 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Overdraft Guardian - Hope CU<\/title>\n<meta name=\"description\" content=\"Protect yourself from overdraft fees with Overdraft Guardian. 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