{"id":16640,"date":"2024-07-08T22:39:12","date_gmt":"2024-07-08T22:39:12","guid":{"rendered":"https:\/\/www.hopecu.org\/?post_type=product&#038;p=16640"},"modified":"2025-03-07T15:31:51","modified_gmt":"2025-03-07T20:31:51","slug":"fast-trax","status":"publish","type":"product","link":"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/","title":{"rendered":"Fast Trax"},"content":{"rendered":"\n<div class=\"wp-block-columns hope-product-content-layout is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column hope-product-content-side is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33\">\n<h2 class=\"wp-block-heading hope-product-heading\">If you\u2019re ready to get home NOW, we\u2019re ready to help.<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column hope-product-content-main is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66\">\n<div class=\"wp-block-group alignfull hope-product-content\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color wp-elements-4f212ee5432351e33d4b814e7044c6ea\"><strong>You\u2019re ready to move in NOW, and HOPE wants to help.&nbsp; Our Fast Trax mortgage is designed for people are prepared to complete the lending process quickly.<sup>1<\/sup><\/strong><\/h2>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>HOPE\u2019s Fast Trax program is designed to get your loan completed in just three weeks. It also requires less documentation, so you can avoid some of the hassle and time-consuming process of gathering additional paperwork.<sup> 2<\/sup><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Affordable Fixed Rates<\/li>\n\n\n\n<li>Available for Terms of 15, 20, and 30 Years<\/li>\n\n\n\n<li>Up to 100% Financing<sup>3<\/sup><\/li>\n\n\n\n<li>Credit Scores as Low as 640<\/li>\n\n\n\n<li>Flexible Income Qualification<\/li>\n\n\n\n<li>No Mortgage Insurance Required<\/li>\n\n\n\n<li>Available for Single Family, Attached or Detached, and Manufactured Housing<sup>4<\/sup><\/li>\n\n\n\n<li>Down Payment Assistance Can Be Used<sup>6<\/sup><\/li>\n<\/ul>\n\n\n\n<p>Contact a HOPE mortgage originator to learn more or take the next steps.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-buttons product-ctas is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-hope-color-1-background-color has-text-color has-background wp-element-button\" href=\"#\">See Our Rates<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-hope-color-5-color has-white-background-color has-text-color has-background wp-element-button\" href=\"#\">Apply Now<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-small-font-size\"><sup>1<\/sup>Loans subject to approval.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><sup>2<\/sup>If disqualifying factors are discovered during the process, the application may be converted to a traditional loan.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><sup>3<\/sup>Down payment of 3% required for mortgages of more than $250,000.<br><sup>4<\/sup>Manufactured housing must qualify as real property.<sup><br>6<\/sup>Borrower must meet minimum cash contribution and combined loans must still be within the allowable debt ratios and cumulative maximum loan-to-value amount.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re ready to get home NOW, we\u2019re ready to help. You\u2019re ready to move in NOW, and HOPE wants to help.&nbsp; Our Fast Trax mortgage is designed for people are prepared to complete the lending process quickly.1 HOPE\u2019s Fast Trax program is designed to get your loan completed in just three weeks. It also [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","product_category":[240,237],"class_list":["post-16640","product","type-product","status-publish","hentry","product_category-loans","product_category-personal"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.3 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fast Trax - Hope CU<\/title>\n<meta name=\"description\" content=\"Complete your loan in just three weeks with Fast Trax. Enjoy less documentation and affordable fixed rates with flexible terms.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fast Trax\" \/>\n<meta property=\"og:description\" content=\"Complete your loan in just three weeks with Fast Trax. Enjoy less documentation and affordable fixed rates with flexible terms.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/\" \/>\n<meta property=\"og:site_name\" content=\"Hope CU\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HopeCreditUnion\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-07T20:31:51+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@hopecreditunion\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/\",\"url\":\"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/\",\"name\":\"Fast Trax - Hope CU\",\"isPartOf\":{\"@id\":\"https:\/\/www.hopecu.org\/#website\"},\"datePublished\":\"2024-07-08T22:39:12+00:00\",\"dateModified\":\"2025-03-07T20:31:51+00:00\",\"description\":\"Complete your loan in just three weeks with Fast Trax. Enjoy less documentation and affordable fixed rates with flexible terms.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.hopecu.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Products\",\"item\":\"https:\/\/www.hopecu.org\/product\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Fast Trax\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.hopecu.org\/#website\",\"url\":\"https:\/\/www.hopecu.org\/\",\"name\":\"Hope CU\",\"description\":\"Brighter Futures Begin with HOPE.\",\"publisher\":{\"@id\":\"https:\/\/www.hopecu.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.hopecu.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.hopecu.org\/#organization\",\"name\":\"Hope CU\",\"url\":\"https:\/\/www.hopecu.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.hopecu.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.hopecu.org\/wp-content\/uploads\/2025\/01\/HOPE-30th-logo_credit-horizontal.png\",\"contentUrl\":\"https:\/\/www.hopecu.org\/wp-content\/uploads\/2025\/01\/HOPE-30th-logo_credit-horizontal.png\",\"width\":2265,\"height\":448,\"caption\":\"Hope CU\"},\"image\":{\"@id\":\"https:\/\/www.hopecu.org\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/HopeCreditUnion\/\",\"https:\/\/x.com\/hopecreditunion\",\"https:\/\/www.instagram.com\/hopecreditunion\",\"https:\/\/www.linkedin.com\/company\/hope-federal-credit-union\/\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Fast Trax - Hope CU","description":"Complete your loan in just three weeks with Fast Trax. Enjoy less documentation and affordable fixed rates with flexible terms.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/","og_locale":"en_US","og_type":"article","og_title":"Fast Trax","og_description":"Complete your loan in just three weeks with Fast Trax. Enjoy less documentation and affordable fixed rates with flexible terms.","og_url":"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/","og_site_name":"Hope CU","article_publisher":"https:\/\/www.facebook.com\/HopeCreditUnion\/","article_modified_time":"2025-03-07T20:31:51+00:00","twitter_card":"summary_large_image","twitter_site":"@hopecreditunion","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/","url":"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/","name":"Fast Trax - Hope CU","isPartOf":{"@id":"https:\/\/www.hopecu.org\/#website"},"datePublished":"2024-07-08T22:39:12+00:00","dateModified":"2025-03-07T20:31:51+00:00","description":"Complete your loan in just three weeks with Fast Trax. Enjoy less documentation and affordable fixed rates with flexible terms.","breadcrumb":{"@id":"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.hopecu.org\/product\/personal\/loans\/fast-trax\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.hopecu.org\/"},{"@type":"ListItem","position":2,"name":"Products","item":"https:\/\/www.hopecu.org\/product\/"},{"@type":"ListItem","position":3,"name":"Fast Trax"}]},{"@type":"WebSite","@id":"https:\/\/www.hopecu.org\/#website","url":"https:\/\/www.hopecu.org\/","name":"Hope CU","description":"Brighter Futures Begin with HOPE.","publisher":{"@id":"https:\/\/www.hopecu.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.hopecu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.hopecu.org\/#organization","name":"Hope CU","url":"https:\/\/www.hopecu.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.hopecu.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.hopecu.org\/wp-content\/uploads\/2025\/01\/HOPE-30th-logo_credit-horizontal.png","contentUrl":"https:\/\/www.hopecu.org\/wp-content\/uploads\/2025\/01\/HOPE-30th-logo_credit-horizontal.png","width":2265,"height":448,"caption":"Hope CU"},"image":{"@id":"https:\/\/www.hopecu.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/HopeCreditUnion\/","https:\/\/x.com\/hopecreditunion","https:\/\/www.instagram.com\/hopecreditunion","https:\/\/www.linkedin.com\/company\/hope-federal-credit-union\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product\/16640","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/types\/product"}],"version-history":[{"count":4,"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product\/16640\/revisions"}],"predecessor-version":[{"id":17911,"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product\/16640\/revisions\/17911"}],"wp:attachment":[{"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/media?parent=16640"}],"wp:term":[{"taxonomy":"product_category","embeddable":true,"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product_category?post=16640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}