{"id":17753,"date":"2024-07-26T01:31:41","date_gmt":"2024-07-26T05:31:41","guid":{"rendered":"https:\/\/www.hopecu.org\/?post_type=product&#038;p=17753"},"modified":"2025-03-07T15:56:34","modified_gmt":"2025-03-07T20:56:34","slug":"welcome-philander-smith-university-employees","status":"publish","type":"product","link":"https:\/\/www.hopecu.org\/product\/personal\/han-personal\/welcome-philander-smith-university-employees\/","title":{"rendered":"Welcome Philander Smith University Employees"},"content":{"rendered":"\n<div class=\"wp-block-columns hope-product-content-layout is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column hope-product-content-side is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33\">\n<h2 class=\"wp-block-heading hope-product-heading\"><strong>Through the Hope Affinity Network, HOPE provides Philander<br>Smith University (PSU) employees with affordable financial products and<br>services to help build a brighter future. <\/strong><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column hope-product-content-main is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66\">\n<div class=\"wp-block-group alignfull hope-product-content\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color wp-elements-2cc09345b180147bf7c6f28bc49d6da2\"><strong>Offers currently available for PSU associates include the Hope Affinity Network Employee Loan Program as well as additional discounts on other loans. Read more below to learn how you can take advantage of these exclusive opportunities.<\/strong><\/h2>\n\n\n\n<div style=\"height:5rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color wp-elements-265638c16647f95a6ceca8803bd2dacb\"><strong>HOPE Affinity Network Employee Loan Program<\/strong><\/h3>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Philander Smith University employees who meet the following requirements will qualify for a $1,000 unsecured loan:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Must have been employed with PSU for a minimum of one year at date of application<\/li>\n\n\n\n<li>Required repayment by payroll deduction<\/li>\n\n\n\n<li>10% annual percentage rate (APR)<\/li>\n\n\n\n<li>Up to 12-month repayment period<\/li>\n\n\n\n<li>Employee can only utilize this employee loan program benefit once every 12 months\n<ul class=\"wp-block-list\">\n<li>Employees may apply for additional HOPE loan products as needed in accordance with HOPE\u2019s regular approval processes, but may only have one unsecured loan outstanding at any time.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Hope Membership required ($10 membership fee and $15 minimum balance required).<\/li>\n\n\n\n<li>Current Hope Deposit Accounts must be in good standing<\/li>\n\n\n\n<li>Underwriting Documentation:\n<ul class=\"wp-block-list\">\n<li>Completed and signed HOPE Consumer Loan Application<\/li>\n\n\n\n<li>Proof of Identification\/SSN<\/li>\n\n\n\n<li>Proof of Residence<\/li>\n\n\n\n<li>Verification of income from employer (two most recent paystubs)<\/li>\n\n\n\n<li>Verification of employment date from employer<\/li>\n\n\n\n<li>PSU authorization of agreement for payroll deduction<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><a href=\"#gform_wrapper_15\"><strong><span style=\"text-decoration: underline;\">Please fill out the form below<\/span><\/strong><\/a>&nbsp;to apply for an employee loan.<\/p>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-hope-color-1-background-color has-text-color has-background has-link-color wp-element-button\" href=\"#gform_wrapper_15\">&nbsp;&nbsp;Request PSU Employee Loan&nbsp;&nbsp;<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color wp-elements-c02e9a80c6796362ac0f55eb1a6cfaf0\"><strong>Additional Benefits Available to PSU Employees<\/strong><\/h3>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>HOPE Rewards Checking<\/li>\n\n\n\n<li>First order of checks free<\/li>\n\n\n\n<li>.25% discount on auto loans with payroll deduction<\/li>\n\n\n\n<li>0.50% discount on mortgage origination fees on an approved HOPE mortgage loan<\/li>\n\n\n\n<li>Waived 60-day share branching\/mobile deposit requirement<\/li>\n\n\n\n<li>Free financial education including homebuyer readiness and guidance<\/li>\n<\/ul>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-hope-color-1-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/apply.hopecu.org\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD_7OovHWtbmdruV5ckyr02fvpJwHI3-YLeMTAfEZ5Lzz3boZhDPiRWcEvV0l1cdVqwLpgtIznf2FzM0HaAqkQJs\" target=\"_blank\" rel=\"noreferrer noopener\">Open My Account<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Through the Hope Affinity Network, HOPE provides PhilanderSmith University (PSU) employees with affordable financial products andservices to help build a brighter future. Offers currently available for PSU associates include the Hope Affinity Network Employee Loan Program as well as additional discounts on other loans. Read more below to learn how you can take advantage of [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","product_category":[284,237],"class_list":["post-17753","product","type-product","status-publish","hentry","product_category-han-personal","product_category-personal"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.3 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Welcome Philander Smith University Employees - Hope CU<\/title>\n<meta name=\"description\" content=\"Welcome Philander Smith University employees! 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