{"id":1955,"date":"2024-06-04T14:39:37","date_gmt":"2024-06-04T14:39:37","guid":{"rendered":"http:\/\/hope-cu.local\/?page_id=1955"},"modified":"2025-10-24T12:00:07","modified_gmt":"2025-10-24T16:00:07","slug":"loans","status":"publish","type":"page","link":"https:\/\/www.hopecu.org\/personal\/loans\/","title":{"rendered":"Loans"},"content":{"rendered":"\n<section class=\"product-category-hero relative\" id=\"product-category-hero-block_62d80601244386935f1bb9309f6057c6\"\n    style=\"background: rgb(241,239,229); background: linear-gradient(0deg, rgba(241,239,229,1) 65%, rgba(255,255,255,1) 100%);\">\n    <div class=\"flex w-100 justify-center items-center\">\n        <div class=\"w-90 product-category-hero-inner\">\n            <div class=\"flex w-100 justify-center items-center product-category-hero-top\">\n                <div class=\"flex justify-center items-center\">\n                    <div>\n                        <h1 class=\"page-hero-heading\">Personal Loans<\/h1>\n                        <p class=\"page-hero-content\">There are hundreds of reasons you may need a loan.  From upgrading your ride to paying off debt, building your credit, getting a fishing boat, buying things on credit, or becoming a homeowner, HOPE is here to help you with any need you may have.\u00b9<\/p>\n                                            <\/div>\n                <\/div>\n                <div>\n                    <img decoding=\"async\" class=\"hope-hero-image\" src=\"https:\/\/www.hopecu.org\/wp-content\/uploads\/2024\/08\/Personal-Personal-Loans.jpg\" alt=\"\">\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n    <div class=\"flex w-100 justify-center items-center\">\n        <div class=\"w-90 hope-inner\">\n            <div class=\"flex w-100 justify-between items-start product-category-hero-sub pv5\">\n                <div class=\" w-60 pr5 \">\n                    <h2 class=\"product-category-sub-heading mb3\">HOPE is a trusted lender in your community.<\/h2>\n                    <p class=\"product-category-sub-content\"><p>You can count on us to find the right financing solution for you. Our team has the experience to help you make the right borrowing moves. We also provide financial counseling and education to help you get ready to apply for a loan.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><a href=\"https:\/\/www.hopecu.org\/rates\/\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">See Our Rates<\/span><\/a>\u00a0<\/strong> \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<span style=\"text-decoration: underline;\"><strong><a href=\"https:\/\/apply.hopecu.org\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD_7OovHWtbmdruV5ckyr02fvpJwHI3-YLeMTAfEZ5Lzz3boZhDPiRWcEvV0l1cdVqwLpgtIznf2FzM0HaAqkQJs\" target=\"_blank\" rel=\"noopener\">Members Apply Now<\/a><\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><sup>1<\/sup>Loans subject to approval.<\/p>\n<\/p>\n                <\/div>\n                                    <div class=\"w-40\">\n                        <div class=\"flex justify-center items-center product-category-percent-grid\">\n                                                            <div class=\"flex flex-column justify-center items-center product-category-hero-rate\">\n                                    <h3 class=\"product-category-hero-rate-heading tc mb3\">Vehicle Loans<\/h3>\n                                                                            <p class=\"product-category-hero-rate-label\">As low as<\/p>\n                                                                        <div class=\"flex justify-center items-center\">\n                                        <p class=\"product-category-hero-rate-percent\">4.073%<\/p>\n                                        <div class=\"flex flex-column items-center ml2\">\n                                                                                            <p class=\"percent\">%<\/p>\n                                                <p class=\"percent-type\">APR<\/p>\n                                                                                    <\/div>\n                                    <\/div>\n                                <\/div>\n                                                                                        <div class=\"flex flex-column justify-center items-center product-category-hero-rate\">\n                                    <h3 class=\"product-category-hero-rate-heading tc mb3\">Signature Loans<\/h3>\n                                                                            <p class=\"product-category-hero-rate-label\">As low as<\/p>\n                                                                        <div class=\"flex justify-center items-center\">\n                                        <p class=\"product-category-hero-rate-percent\">7.50<\/p>\n                                        <div class=\"flex flex-column items-center ml2\">\n                                            <p class=\"percent\">%<\/p>\n                                            <p class=\"percent-type\">APR<\/p>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"flex justify-center items-center product-cat-nav pv3\">\n    <ul class=\"w-90 flex justify-between items-center\" id=\"product-cat-nav\">\n    <\/ul>\n<\/section>\n\n<script>\n    (function () {\n        document.addEventListener(\"DOMContentLoaded\", function () {\n\n            let main = document.getElementById('primary');\n            let scrollMarginTop = main.style.marginTop;\n\n            let nav = document.getElementById('product-cat-nav');\n            let navArr = [];\n\n            let account = document.querySelector('.product-grid');\n            let getStarted = document.querySelector('.steps');\n            let whyHope = document.querySelector('.icon-grid-b');\n            let stories = document.querySelector('.success-stories');\n            let faqs = document.querySelector('.faq');\n            let findBranch = document.querySelector('.location-finder');\n            let info = document.querySelector('.contact-us');\n\n            if (account) {\n                account.setAttribute('id', 'choose-an-account');\n                account.style.scrollMarginTop = scrollMarginTop;\n                let accountNav = document.createElement('li');\n                let accountNavLink = document.createElement('a');\n                accountNavLink.setAttribute('href', '#choose-an-account');\n                accountNavLink.innerText = \"Choose an Account\";\n                accountNav.appendChild(accountNavLink);\n                navArr.push(accountNav);\n            }\n\n            if (getStarted) {\n                getStarted.setAttribute('id', 'get-started');\n                getStarted.style.scrollMarginTop = scrollMarginTop;\n                let getStartedNav = document.createElement('li');\n                let getStartedNavLink = document.createElement('a');\n                getStartedNavLink.setAttribute('href', '#get-started');\n                getStartedNavLink.innerText = \"Get Started\";\n                getStartedNav.appendChild(getStartedNavLink);\n                navArr.push(getStartedNav);\n            }\n\n            if (whyHope) {\n                whyHope.setAttribute('id', 'why-hope');\n                whyHope.style.scrollMarginTop = scrollMarginTop;\n                let whyHopeNav = document.createElement('li');\n                let whyHopeNavLink = document.createElement('a');\n                whyHopeNavLink.setAttribute('href', '#why-hope');\n                whyHopeNavLink.innerText = \"Why HOPE?\";\n                whyHopeNav.appendChild(whyHopeNavLink);\n                navArr.push(whyHopeNav);\n            }\n\n            if (stories) {\n                stories.setAttribute('id', 'member-stories');\n                stories.style.scrollMarginTop = scrollMarginTop;\n                let storiesNav = document.createElement('li');\n                let storiesNavLink = document.createElement('a');\n                storiesNavLink.setAttribute('href', '#member-stories');\n                storiesNavLink.innerText = \"Member Stories\";\n                storiesNav.appendChild(storiesNavLink);\n                navArr.push(storiesNav);\n            }\n\n            if (faqs) {\n                faqs.setAttribute('id', 'faq');\n                faqs.style.scrollMarginTop = scrollMarginTop;\n                let faqsNav = document.createElement('li');\n                let faqsNavLink = document.createElement('a');\n                faqsNavLink.setAttribute('href', '#faq');\n                faqsNavLink.innerText = \"FAQs\";\n                faqsNav.appendChild(faqsNavLink);\n                navArr.push(faqsNav);\n            }\n\n            if (findBranch) {\n                findBranch.setAttribute('id', 'find-branch');\n                findBranch.style.scrollMarginTop = scrollMarginTop;\n                let findBranchNav = document.createElement('li');\n                let findBranchNavLink = document.createElement('a');\n                findBranchNavLink.setAttribute('href', '#find-branch');\n                findBranchNavLink.innerText = \"Find a Branch\";\n                findBranchNav.appendChild(findBranchNavLink);\n                navArr.push(findBranchNav);\n            }\n\n            if (info) {\n                info.setAttribute('id', 'request-information');\n                info.style.scrollMarginTop = scrollMarginTop;\n                let infoNav = document.createElement('li');\n                let infoNavLink = document.createElement('a');\n                infoNavLink.setAttribute('href', '#request-information');\n                infoNavLink.innerText = \"Request Information\";\n                infoNav.appendChild(infoNavLink);\n                navArr.push(infoNav);\n            }\n\n            navArr.forEach((navItem) => {\n                nav.appendChild(navItem);\n            });\n\n        });\n    })();\n<\/script>\n\n\n<section class=\"product-grid relative pv6\" id=\"product-grid-block_56b9c021c29378b7c1f3ad12254a48d6\" style=\"background-color: white;\">\n    <div class=\"flex w-100 justify-center items-center\">\n        <div class=\"w-90 hope-inner\">\n            <div class=\"hope-column-content-layout\">\n                <div class=\"hope-column-content-side\">\n                    <h2 class=\"hope-column-heading\">Find the Loan You Need<\/h2>\n                    <div class=\"product-grid-copy mt3\">\n                                            <\/div>\n                <\/div>\n                <div class=\"hope-column-content-main product-grid\">\n                                            <div class=\"product-grid-item\">\n                            <h3 class=\"pgi-title\">Auto Loans<\/h3>\n                            <p class=\"pgi-desc mv3\">Competitive rates and flexible terms on a new or used vehicle.<\/p>\n                            <a class=\"cta-btn btn-solid\" href=\"https:\/\/www.hopecu.org\/product\/personal\/loans\/auto-loans\/\">Learn More<\/a>\n                        <\/div>\n                                            <div class=\"product-grid-item\">\n                            <h3 class=\"pgi-title\">ATV\/Boat\/RV Loans<\/h3>\n                            <p class=\"pgi-desc mv3\">HOPE is the right place to get your adventure financed.<\/p>\n                            <a class=\"cta-btn btn-solid\" href=\"https:\/\/www.hopecu.org\/product\/personal\/loans\/atv-boat-rv-loans\/\">Learn More<\/a>\n                        <\/div>\n                                            <div class=\"product-grid-item\">\n                            <h3 class=\"pgi-title\">Borrow and Save Loans<\/h3>\n                            <p class=\"pgi-desc mv3\">Safe, convenient small-dollar loan that also lets you save.<\/p>\n                            <a class=\"cta-btn btn-solid\" href=\"https:\/\/www.hopecu.org\/product\/personal\/loans\/borrow-and-save-loans\/\">Learn More<\/a>\n                        <\/div>\n                                            <div class=\"product-grid-item\">\n                            <h3 class=\"pgi-title\">Signature Loans<\/h3>\n                            <p class=\"pgi-desc mv3\">Perfect for short-term borrowing situations or when unexpected expenses need to be repaid over time.<\/p>\n                            <a class=\"cta-btn btn-solid\" href=\"https:\/\/www.hopecu.org\/product\/personal\/loans\/signature-loans\/\">Learn More<\/a>\n                        <\/div>\n                                            <div class=\"product-grid-item\">\n                            <h3 class=\"pgi-title\">Savings\/Certificate Secured Loan<\/h3>\n                            <p class=\"pgi-desc mv3\">Turn money in your account into a loan.<\/p>\n                            <a class=\"cta-btn btn-solid\" href=\"https:\/\/www.hopecu.org\/product\/personal\/loans\/savings-certificate-secured-loan\/\">Learn More<\/a>\n                        <\/div>\n                                            <div class=\"product-grid-item\">\n                            <h3 class=\"pgi-title\">Home Equity Loans<\/h3>\n                            <p class=\"pgi-desc mv3\">Borrow against the value you\u2019ve built in your house to consolidate bills and make repairs or improvements.<\/p>\n                            <a class=\"cta-btn btn-solid\" href=\"https:\/\/www.hopecu.org\/product\/personal\/loans\/home-equity-loans\/\">Learn More<\/a>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"steps relative pv6\" id=\"steps-block_25a40e15aa5eb0f8492762efd7086005\" style=\"background-color: #F4F4F4;\">\n    <div class=\"flex w-100 justify-center items-center\">\n        <div class=\"w-90 hope-inner\">\n            <div class=\"hope-column-content-layout\">\n                <div class=\"hope-column-content-side\">\n                    <h2 class=\"hope-column-heading\">3 Easy Ways to Apply<\/h2>\n                <\/div>\n                <div class=\"hope-column-content-main step-grid\">\n                                            <div class=\"step\">\n                            <div class=\"step-number step-number-1\">\n                               1                            <\/div>\n                            <h3 class=\"pgi-title\">Open Online<\/h3>\n                            <p class=\"pgi-desc mv3\">Current HOPE members can apply quickly and easily with our online application.<\/p>\n                            <a class=\"cta-btn btn-solid\" href=\"https:\/\/my.hopecu.org\/login\">Open Your Account<\/a>\n                        <\/div>\n                                            <div class=\"step\">\n                            <div class=\"step-number step-number-2\">\n                               2                            <\/div>\n                            <h3 class=\"pgi-title\">Visit a branch<\/h3>\n                            <p class=\"pgi-desc mv3\">Stop by your nearest branch and open your account with a representative.<\/p>\n                            <a class=\"cta-btn btn-solid\" href=\"https:\/\/www.hopecu.org\/branches\/\">Find a Branch<\/a>\n                        <\/div>\n                                            <div class=\"step\">\n                            <div class=\"step-number step-number-3\">\n                               3                            <\/div>\n                            <h3 class=\"pgi-title\">Call Us<\/h3>\n                            <p class=\"pgi-desc mv3\">Our friendly team members are ready to help you take the first steps by phone.<\/p>\n                            <a class=\"cta-btn btn-solid\" href=\"https:\/\/www.hopecu.org\/contact-us\/\">Contact Us<\/a>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"icon-grid-b relative pv6\" id=\"icon-grid-b-block_d1fd1770863b728778cafd2053885677\" style=\"background: rgb(0,116,107); background: radial-gradient(circle, rgba(0,116,107,1) 0%, rgba(1,113,104,1) 25%, rgba(1,75,70,1) 100%);\">\n    <div class=\"flex w-100 justify-center items-center\">\n        <div class=\"w-90 hope-inner\">\n            <div class=\"hope-column-content-layout\">\n                <div class=\"hope-column-content-side\">\n                    <h2 class=\"hope-column-heading white\">Why Get a Personal Loan with Hope Credit Union?<\/h2>\n                <\/div>\n                <div class=\"hope-column-content-main product-grid\">\n                                            <div>\n                            <img decoding=\"async\" class=\"igb-icon mb3\" src=\"https:\/\/www.hopecu.org\/wp-content\/uploads\/2024\/05\/free-services.svg\" alt=\"Free Services Icon\">\n                            <h3 class=\"pgi-title white mb2\">Free Services<\/h3>\n                            <p class=\"pgi-desc white\">All our personal loans offer free HOPE digital banking, e-statements, and electronic payments.<\/p>\n                        <\/div>\n                                            <div>\n                            <img decoding=\"async\" class=\"igb-icon mb3\" src=\"https:\/\/www.hopecu.org\/wp-content\/uploads\/2024\/08\/low-rates.png\" alt=\"Affordable Rates Icon\">\n                            <h3 class=\"pgi-title white mb2\">Affordable Rates<\/h3>\n                            <p class=\"pgi-desc white\">We help you keep more of your money with competitive rates. Be sure to compare us for your best deal.<\/p>\n                        <\/div>\n                                            <div>\n                            <img decoding=\"async\" class=\"igb-icon mb3\" src=\"https:\/\/www.hopecu.org\/wp-content\/uploads\/2024\/05\/safe-secure.svg\" alt=\"Quick and Easy Icon\">\n                            <h3 class=\"pgi-title white mb2\">Quick and Easy<\/h3>\n                            <p class=\"pgi-desc white\">Whether you come to a branch or use the benefits of membership to apply online, we&#8217;ll work to get things handled fast and hassle- free.<\/p>\n                        <\/div>\n                                            <div>\n                            <img decoding=\"async\" class=\"igb-icon mb3\" src=\"https:\/\/www.hopecu.org\/wp-content\/uploads\/2024\/05\/opportunities.svg\" alt=\"Opportunities For All Icon\">\n                            <h3 class=\"pgi-title white mb2\">Opportunities For All<\/h3>\n                            <p class=\"pgi-desc white\">Everyone deserves access to low-cost solutions. Our affordable loan options can help you reach your financial goals.<\/p>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"success-stories relative pv6\" id=\"success-stories-block_b799bbb69c4ed4100f7dcee00ec70a20\" style=\"background-color: white;\">\n    <div class=\"flex w-100 justify-center items-center\">\n        <div class=\"w-90 hope-inner\">\n            <div class=\"hope-column-content-layout\">\n                <div class=\"hope-column-content-side\">\n                    <h2 class=\"hope-column-heading mb3\">Member Success Stories<\/h2>\n                    <p class=\"hope-column-copy\">The power of HOPE enables our members to live their best lives. See how we\u2019ve empowered their financial success\u2014and how we can help you too.<\/p>\n                <\/div>\n                <div class=\"hope-column-content-main flex justify-between items-center\">\n                    <img decoding=\"async\" class=\"testimonial-arrow-back\" id=\"testimonial-arrow-back-155676\" src=\"\/wp-content\/uploads\/2024\/05\/carousel-arrow-left.svg\"\n                        role=\"button\">\n                    <div class=\"glide testimonial-block-glide\" id=\"glide-155676\">\n                        <div class=\"glide__track\" data-glide-el=\"track\">\n                            <ul class=\"glide__slides\">\n                                                                    <li class=\"glide__slide\">\n                                        <div>\n                                            <p class=\"testimonial-quote\">\n                                                I was overjoyed to get a car loan from HOPE. I haven&#8217;t met many people that nice.                                            <\/p>\n                                            <div class=\"testimonial-sep mv4\"><\/div>\n                                            <p class=\"testimonial-author\">\n                                                Michael B.                                            <\/p>\n                                            <p class=\"testimonial-location\">\n                                                Louisiana                                            <\/p>\n                                        <\/div>\n                                    <\/li>\n                                                                    <li class=\"glide__slide\">\n                                        <div>\n                                            <p class=\"testimonial-quote\">\n                                                Consolidating all our debt gave us a sense of freedom, of relief. It was either get this loan or work ourselves to death to pay off our credit cards. Because of HOPE, we sleep a little easier at night.                                            <\/p>\n                                            <div class=\"testimonial-sep mv4\"><\/div>\n                                            <p class=\"testimonial-author\">\n                                                Sharon H.                                            <\/p>\n                                            <p class=\"testimonial-location\">\n                                                Tennessee                                            <\/p>\n                                        <\/div>\n                                    <\/li>\n                                                            <\/ul>\n                        <\/div>\n                        <div class=\"glide__bullets\" style=\"margin-top: 2rem;\" data-glide-el=\"controls[nav]\">\n                                                            <button class=\"testimonial_glide_bullet glide__bullet\"\n                                    data-glide-dir=\"=0\"><\/button>\n                                                            <button class=\"testimonial_glide_bullet glide__bullet\"\n                                    data-glide-dir=\"=1\"><\/button>\n                                                    <\/div>\n                    <\/div>\n                    <img decoding=\"async\" class=\"testimonial-arrow-fwd\" id=\"testimonial-arrow-fwd-155676\" src=\"\/wp-content\/uploads\/2024\/05\/carousel-arrow-right.svg\"\n                        role=\"button\">\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<script defer>\n    (function () {\n\n        let hc = new Glide('#glide-155676', {\n            type: 'carousel',\n        }).mount();\n\n        let hcBack = document.getElementById('testimonial-arrow-back-155676');\n        hcBack.addEventListener('click', function () {\n            hc.go('<');\n        });\n\n        let hcFwd = document.getElementById('testimonial-arrow-fwd-155676');\n        hcFwd.addEventListener('click', function () {\n            hc.go('>');\n        });\n\n    })();\n<\/script>\n\n\n<section class=\"faq relative pv6\" id=\"faq-block_801fd8e1bba942f3ff480d7bf28050cf\"\n    style=\"background-color: #F2EFE5;\">\n    <div class=\"flex w-100 justify-center items-center\">\n        <div class=\"w-90 hope-inner\">\n            <div class=\"hope-column-content-layout\">\n                                    <div class=\"hope-column-content-side\">\n                        <h2 class=\"hope-column-heading mb3\">Frequently Asked Questions<\/h2>\n                        <p class=\"hope-column-copy\"><p>Here are some things you may want to know about personal loans at HOPE.<\/p>\n<\/p>\n                    <\/div>\n                                <div class=\"hope-column-content-main faq-accordion secwis-cont\" >\n                                            <div class=\"faq-acc-item\">\n                            <div class=\"faq-acc-heading flex justify-between items-center\">\n                                <h2>How do I apply for a loan?<\/h2>\n                                <div class=\"acc-plus\">\n                                    <div class=\"plus-line plus-rt\"><\/div>\n                                    <div class=\"plus-line\"><\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"faq-cont\">\n                                <div class=\"faq-cont-inner\">\n                                    <p>You can apply for any loan at a branch.\u00a0 HOPE members can apply for most loans using our HOPE digital banking service. You can also give us a call to ask any questions and find out what steps to take next.<\/p>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                            <div class=\"faq-acc-item\">\n                            <div class=\"faq-acc-heading flex justify-between items-center\">\n                                <h2>What type of information do you collect when I apply for a loan?<\/h2>\n                                <div class=\"acc-plus\">\n                                    <div class=\"plus-line plus-rt\"><\/div>\n                                    <div class=\"plus-line\"><\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"faq-cont\">\n                                <div class=\"faq-cont-inner\">\n                                    <p>When applying for a loan, you will generally need:<\/p>\n<ul>\n<li>Identification, like a driver\u2019s license or passport<\/li>\n<li>Your social security or tax identification number<\/li>\n<li>Proof of income, like a pay stub<\/li>\n<\/ul>\n<p>Depending on the type of loan, we may need additional information about your financial situation or about the type of loan (information about the car for a vehicle loan, or about the property you own for a home equity loan).<\/p>\n<p>If it sounds complicated, don\u2019t be overwhelmed. The team at Hope Credit Union helps members<br \/>\njust like you with applications every day. We\u2019re ready to assist with your application so we can find the right financial solution for you.<\/p>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                            <div class=\"faq-acc-item\">\n                            <div class=\"faq-acc-heading flex justify-between items-center\">\n                                <h2>Do I need a co-applicant or cosigner?<\/h2>\n                                <div class=\"acc-plus\">\n                                    <div class=\"plus-line plus-rt\"><\/div>\n                                    <div class=\"plus-line\"><\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"faq-cont\">\n                                <div class=\"faq-cont-inner\">\n                                    <p>A co-applicant or cosigner can strengthen your application but is not required to apply. A co-applicant or co-borrower has equal ownership in the proceeds of the loan and responsibilities for repaying the loan. A cosigner is a guarantor for the loan; they have no rights to the loan funds, but they\u2019re responsible for any late or missing payments on the loan.<\/p>\n<p>If you\u2019ve been declined for a loan or need a larger loan amount, a co-applicant or cosigner can help you qualify for more money or a better rate. Contact us\u00a0to learn more about co-applicants and cosigners and if adding one to your loan application is the right choice for you.<\/p>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                            <div class=\"faq-acc-item\">\n                            <div class=\"faq-acc-heading flex justify-between items-center\">\n                                <h2>How soon will I receive a decision after submitting my loan application?<\/h2>\n                                <div class=\"acc-plus\">\n                                    <div class=\"plus-line plus-rt\"><\/div>\n                                    <div class=\"plus-line\"><\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"faq-cont\">\n                                <div class=\"faq-cont-inner\">\n                                    <p>Response times vary based on the type of loan for which you are applying and whether you are able to provide all the required information when it is needed.<\/p>\n<p>Discuss decision timelines with our staff to get an accurate picture of what to expect in your case.<\/p>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                            <div class=\"faq-acc-item\">\n                            <div class=\"faq-acc-heading flex justify-between items-center\">\n                                <h2>I have a bad, limited, or no credit history.  Can I still get a loan?<\/h2>\n                                <div class=\"acc-plus\">\n                                    <div class=\"plus-line plus-rt\"><\/div>\n                                    <div class=\"plus-line\"><\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"faq-cont\">\n                                <div class=\"faq-cont-inner\">\n                                    <p>At Hope Credit Union, we believe in equal access to economic opportunities, and we seek to provide financial assistance whenever possible to those who are just starting out or rebuilding. We are able to look at alternate financial history information and are often more flexible than other institutions.<\/p>\n<p>Contact us\u00a0to discuss your specific financial situation and see how we can help.<\/p>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                            <div class=\"faq-acc-item\">\n                            <div class=\"faq-acc-heading flex justify-between items-center\">\n                                <h2>How do I make a loan payment<\/h2>\n                                <div class=\"acc-plus\">\n                                    <div class=\"plus-line plus-rt\"><\/div>\n                                    <div class=\"plus-line\"><\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"faq-cont\">\n                                <div class=\"faq-cont-inner\">\n                                    <p>Paying your loan is easy and convenient. You can pay online using our free digital banking service, in a branch, or by mail.<\/p>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<script defer>\n\n    (function () {\n        \n        const accordion = document.querySelectorAll('.faq-acc-heading');\n        const accordionContent = document.querySelectorAll('.faq-cont');\n\n        const plusAcc = document.querySelectorAll('div.plus-rt');\n\n        const maxHeight = \"max-content\";\n\n        accordion.forEach(acc => {\n            acc.addEventListener('click', (e) => {\n\n                let currentContent = acc.nextElementSibling;\n\n                const plus = acc.querySelector('div.plus-rt');\n\n                if (getComputedStyle(currentContent).height == '0px') {\n                    accordionContent.forEach(cont => {\n                        if (cont == currentContent) {\n                            let inner = cont.querySelector('.faq-cont-inner');\n                            let innerHeight = inner.clientHeight;\n                            cont.style.maxHeight = 'calc(' + innerHeight + 'px + 2rem)';\n                            cont.style.height = 'calc(' + innerHeight + 'px + 2rem)';\n                            plus.style.transform = 'rotate(90deg)';\n                            plusAcc.forEach(plusEl => {\n                                if (plusEl != plus) {\n                                    plusEl.style.transform = 'rotate(90deg)';\n                                }else{\n                                    plus.style.transform = 'rotate(0deg)';\n                                }\n                            });\n                        } else {\n                            cont.style.maxHeight = '0px';\n                            cont.style.paddingBottom = '0px';\n                            plus.style.transform = 'rotate(0deg)';\n                        }\n                    });\n                } else {\n                    currentContent.style.maxHeight = '0px';\n                    currentContent.style.height = '0px';\n                    currentContent.style.paddingBottom = '0px';\n                    plus.style.transform = 'rotate(90deg)';\n                }\n\n            });\n        });\n\n    })();\n\n<\/script>\n\n\n<section class=\"location-finder location-search relative\" id=\"location-finder-block_aa99c54678d7735950b50a518bb623b5\">\n    <div class=\"flex justify-center items-start\">\n        <div class=\"loc-search-box flex justify-center items-center\">\n            <div>\n                <h2 class=\"location-search-title mb3\">Find a Location<\/h2>\n                <p class=\"location-search-copy\">\n                    HOPE has 23 locations ready to serve you across the Deep South. Additionally, HOPE is a member\n                    of the <a class=\"underline\" href=\"https:\/\/www.sharedbranching.org\">Shared Branching Network<\/a>. This affiliation allows HOPE members to visit more than 5,000\n                    credit union locations nationwide.\n                <\/p>\n                <div class=\"filter-location-type flex justify-start items-center mv4\">\n                    <div class=\"flex items-center\">\n                        <input class=\"map-checkbox\" type=\"checkbox\" id=\"branch\" value=\"branch\">\n                        <label class=\"checkbox-lbl ml2\" for=\"branch\">Branch<\/label>\n                    <\/div>\n                    <div class=\"flex items-center ml4\">\n                        <input class=\"map-checkbox\" type=\"checkbox\" id=\"atm\" value=\"atm\">\n                        <label class=\"checkbox-lbl ml2\" for=\"atm\">ATM<\/label>\n                    <\/div>\n                <\/div>\n                <form action=\"\/branches\" method=\"get\" class=\"flex mb2\" id=\"zip-search\">\n                    <input type=\"text\" name=\"zipcode\" id=\"zipcode\" placeholder=\"Enter zip code\"                         class=\"footer-input w-60 bg-white\">\n                    <button type=\"submit\" class=\"footer-btn w-40 ml3\">Find Locations<\/button>\n                <\/form>\n                <a class=\"current-location white\" href=\"#\" id=\"use-my-location\">use my current location ><\/a>\n                <a class=\"current-location white db mt2\" href=\"\/branches\">view all locations ><\/a>\n            <\/div>\n        <\/div>\n        <div class=\"search-map-wrapper\">\n            <div class=\"loc-map-box-loader\" id=\"loc-search-map-loader\">\n\n            <\/div>\n            <div class=\"loc-map-box\" id=\"loc-search-map\">\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<script>\n\n    (function () {\n        let map;\n\n        let locations = [{\"id\":602,\"title\":\"McGehee Road\",\"address\":{\"street\":\"3421 McGehee Road\",\"city__town__county\":\"Montgomery\",\"state\":\"AL\",\"zip\":\"36111\"},\"geo\":{\"latitude\":\"32.3338117\",\"longitude\":\"-86.2480703\"},\"permalink\":\"https:\\\/\\\/www.hopecu.org\\\/branches\\\/mcgehee-road\\\/\",\"type\":[\"ATM\",\"Branch\"]},{\"id\":794,\"title\":\"Arba Street\",\"address\":{\"street\":\"400 Arba Street\",\"city__town__county\":\"Montgomery\",\"state\":\"AL\",\"zip\":\"36094\"},\"geo\":{\"latitude\":\"32.36728\",\"longitude\":\"-86.304428\"},\"permalink\":\"https:\\\/\\\/www.hopecu.org\\\/branches\\\/arba-street-branch\\\/\",\"type\":[\"ATM\",\"Branch\"]},{\"id\":22431,\"title\":\"Parkway East\",\"address\":{\"street\":\"9178 Parkway East\",\"city__town__county\":\"Birmingham\",\"state\":\"AL\",\"zip\":\"35206\"},\"geo\":{\"latitude\":\"33.586587\",\"longitude\":\"-86.70132\"},\"permalink\":\"https:\\\/\\\/www.hopecu.org\\\/branches\\\/parkway-east\\\/\",\"type\":[\"ATM\",\"Branch\"]},{\"id\":797,\"title\":\"College Station\",\"address\":{\"street\":\"4000 Gray Street, Suite B\",\"city__town__county\":\"College Station\",\"state\":\"AR\",\"zip\":\"72053\"},\"geo\":{\"latitude\":\"34.707771\",\"longitude\":\"-92.223992\"},\"permalink\":\"https:\\\/\\\/www.hopecu.org\\\/branches\\\/college-station\\\/\",\"type\":[\"ATM\",\"Branch\"]},{\"id\":2154,\"title\":\"Little Rock\",\"address\":{\"street\":\"8411 I-30\",\"city__town__county\":\"Little Rock\",\"state\":\"AR\",\"zip\":\"72209\"},\"geo\":{\"latitude\":\"34.6787379\",\"longitude\":\"-92.3228241\"},\"permalink\":\"https:\\\/\\\/www.hopecu.org\\\/branches\\\/little-rock\\\/\",\"type\":[\"ATM\",\"Branch\"]},{\"id\":2156,\"title\":\"West Memphis\",\"address\":{\"street\":\"1114 Missouri Street\",\"city__town__county\":\"West Memphis\",\"state\":\"AR\",\"zip\":\"72301\"},\"geo\":{\"latitude\":\"35.1581223\",\"longitude\":\"-90.1848394\"},\"permalink\":\"https:\\\/\\\/www.hopecu.org\\\/branches\\\/west-memphis-branch\\\/\",\"type\":[\"ATM\",\"Branch\"]},{\"id\":22537,\"title\":\"Grady Memorial Hospital\",\"address\":{\"street\":\"80 Jesse Hill Jr. Drive, 2nd Floor\",\"city__town__county\":\"Atlanta\",\"state\":\"GA\",\"zip\":\"30302\"},\"geo\":{\"latitude\":\"33.7517323\",\"longitude\":\"-84.3820052\"},\"permalink\":\"https:\\\/\\\/www.hopecu.org\\\/branches\\\/grady-memorial-hospital\\\/\",\"type\":[\"ATM\",\"Branch\"]},{\"id\":2158,\"title\":\"Central City\",\"address\":{\"street\":\"1726 O. C. Haley Blvd.\",\"city__town__county\":\"New Orleans\",\"state\":\"LA\",\"zip\":\"70113\"},\"geo\":{\"latitude\":\"30.022616\",\"longitude\":\"-89.997529\"},\"permalink\":\"https:\\\/\\\/www.hopecu.org\\\/branches\\\/central-city-branch\\\/\",\"type\":[\"ATM\",\"Branch\"]},{\"id\":2160,\"title\":\"Elysian Fields\",\"address\":{\"street\":\"1635 Elysian Fields Avenue\",\"city__town__county\":\"New Orleans\",\"state\":\"LA\",\"zip\":\"70117\"},\"geo\":{\"latitude\":\"29.9740165\",\"longitude\":\"-90.0569617\"},\"permalink\":\"https:\\\/\\\/www.hopecu.org\\\/branches\\\/elysian-fields\\\/\",\"type\":[\"ATM\",\"Branch\"]},{\"id\":2169,\"title\":\"Greenville\",\"address\":{\"street\":\"546  Martin Luther King Jr 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West Shaw Avenue\",\"city__town__county\":\"Drew\",\"state\":\"MS\",\"zip\":\"38737\"},\"geo\":{\"latitude\":\"33.8103189\",\"longitude\":\"-90.5298526\"},\"permalink\":\"https:\\\/\\\/www.hopecu.org\\\/branches\\\/drew\\\/\",\"type\":[\"ATM\",\"Branch\"]},{\"id\":2171,\"title\":\"Itta Bena\",\"address\":{\"street\":\"120 Humphrey Street\",\"city__town__county\":\"Itta Bena\",\"state\":\"MS\",\"zip\":\"38941\"},\"geo\":{\"latitude\":\"34.173592\",\"longitude\":\"-90.133045\"},\"permalink\":\"https:\\\/\\\/www.hopecu.org\\\/branches\\\/itta-bena\\\/\",\"type\":[\"ATM\",\"Branch\"]},{\"id\":2182,\"title\":\"Medical Mall\",\"address\":{\"street\":\"350 Woodrow Wilson, Suite 370B\",\"city__town__county\":\"Jackson\",\"state\":\"MS\",\"zip\":\"39211\"},\"geo\":{\"latitude\":\"32.326836\",\"longitude\":\"-90.181584\"},\"permalink\":\"https:\\\/\\\/www.hopecu.org\\\/branches\\\/medical-mall\\\/\",\"type\":[\"ATM\",\"Branch\"]},{\"id\":2184,\"title\":\"University 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 style=\" background-color: #F4F4F4; \">\n    <div class=\"flex justify-center\">\n        <div class=\"w-90 hope-inner flex justify-center items-start contact-us-wrap\">\n            <div class=\"w-third\">\n                <h2 class=\"contact-heading mb3\">\n                    Contact Us                <\/h2>\n                <p class=\"contact-copy\">\n                    If you have questions or need additional information about a personal loan, send a note to your closest branch.                <\/p>\n            <\/div>\n            <div class=\"w-two-thirds ml6\">\n                <script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof 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0.65)'\/%3E%3C\/svg%3E\");--gf-label-space-y-secondary: var(--gf-label-space-y-md-secondary);--gf-ctrl-border-color: #686e77;--gf-ctrl-size: var(--gf-ctrl-size-md);--gf-ctrl-label-color-primary: #112337;--gf-ctrl-label-color-secondary: #112337;--gf-ctrl-choice-size: var(--gf-ctrl-choice-size-md);--gf-ctrl-checkbox-check-size: var(--gf-ctrl-checkbox-check-size-md);--gf-ctrl-radio-check-size: var(--gf-ctrl-radio-check-size-md);--gf-ctrl-btn-font-size: var(--gf-ctrl-btn-font-size-md);--gf-ctrl-btn-padding-x: var(--gf-ctrl-btn-padding-x-md);--gf-ctrl-btn-size: var(--gf-ctrl-btn-size-md);--gf-ctrl-btn-border-color-secondary: #686e77;--gf-ctrl-file-btn-bg-color-hover: #EBEBEB;--gf-field-img-choice-size: var(--gf-field-img-choice-size-md);--gf-field-img-choice-card-space: var(--gf-field-img-choice-card-space-md);--gf-field-img-choice-check-ind-size: var(--gf-field-img-choice-check-ind-size-md);--gf-field-img-choice-check-ind-icon-size: var(--gf-field-img-choice-check-ind-icon-size-md);--gf-field-pg-steps-number-color: rgba(17, 35, 55, 0.8);}<\/style><div id='gf_26' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n                            <p class='gform_description'><\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_26' id='gform_26'  action='\/wp-json\/wp\/v2\/pages\/1955#gf_26' data-formid='26' novalidate>\n                        <div class='gform-body gform_body'><ul id='gform_fields_26' class='gform_fields top_label form_sublabel_below description_above validation_below'><li id=\"field_26_13\" class=\"gfield gfield--type-name gfield--input-type-name gfield--width-full gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_26_13'>\n                            \n                            <span id='input_26_13_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_13.3' id='input_26_13_3' value=''   aria-required='true'   placeholder='First Name'  \/>\n                                                    <label for='input_26_13_3' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>First<\/label>\n                                                <\/span>\n                            \n                            <span id='input_26_13_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_13.6' id='input_26_13_6' value=''   aria-required='true'   placeholder='Last Name'  \/>\n                                                    <label for='input_26_13_6' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/li><li id=\"field_26_6\" class=\"gfield gfield--type-email gfield--input-type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_26_6'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_6' id='input_26_6' type='email' value='' class='large'   placeholder='Email Address' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/li><li id=\"field_26_5\" class=\"gfield gfield--type-text gfield--input-type-text field_sublabel_below gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_26_5'>Phone Number<\/label><div class='ginput_container ginput_container_text'><input name='input_5' id='input_26_5' type='text' value='' class='large'    placeholder='Phone Number'  aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_26_11\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_26_11'>Untitled<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_11' id='input_26_11' type='text' value='' class='large'    placeholder='City' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_26_12\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_26_12'>State<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_12' id='input_26_12' type='text' value='' class='large'    placeholder='State' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_26_9\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_26_9'>Select Your Branch<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_9' id='input_26_9' class='large gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='' selected='selected' class='gf_placeholder'>Choose Your Branch from the List<\/option><option value='AL - Montgomery - Arba Street' >AL &#8211; Montgomery &#8211; Arba Street<\/option><option value='AL - Montgomery - McGehee Road' >AL &#8211; Montgomery &#8211; McGehee Road<\/option><option value='AR - College Station' >AR &#8211; College Station<\/option><option value='AR - Little Rock' >AR &#8211; Little Rock<\/option><option value='AR - West Memphis' >AR &#8211; West Memphis<\/option><option value='LA - New Orleans - Central City' >LA &#8211; New Orleans &#8211; Central City<\/option><option value='LA - New Orleans - Elysian Fields' >LA &#8211; New Orleans &#8211; Elysian Fields<\/option><option value='MS - Biloxi' >MS &#8211; Biloxi<\/option><option value='MS - Drew' >MS &#8211; Drew<\/option><option value='MS - Greenville' >MS &#8211; Greenville<\/option><option value='MS - Itta Bena' >MS &#8211; Itta Bena<\/option><option value='MS - Jackson - Medical Mall' >MS &#8211; Jackson &#8211; Medical Mall<\/option><option value='MS - Jackson - University Boulevard' >MS &#8211; Jackson &#8211; University Boulevard<\/option><option value='MS - Louisville' >MS &#8211; Louisville<\/option><option value='MS - Moorhead' >MS &#8211; Moorhead<\/option><option value='MS - Shaw' >MS &#8211; Shaw<\/option><option value='MS - Terry' >MS &#8211; Terry<\/option><option value='MS - Utica' >MS &#8211; Utica<\/option><option value='MS - West Point' >MS &#8211; West Point<\/option><option value='TN - Memphis - Crosstown' >TN &#8211; Memphis &#8211; Crosstown<\/option><option value='TN - Memphis - Harvester Lane' >TN &#8211; Memphis &#8211; Harvester Lane<\/option><option value='TN - Memphis - Madison Avenue' >TN &#8211; Memphis &#8211; Madison Avenue<\/option><option value='TN - Memphis - Ridgeway Road' >TN &#8211; Memphis &#8211; Ridgeway Road<\/option><option value='Test' >Test<\/option><\/select><\/div><\/li><li id=\"field_26_2\" class=\"gfield gfield--type-textarea gfield--input-type-textarea gfield--width-full field_sublabel_below gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_26_2'>Message<\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_2' id='input_26_2' class='textarea large'    placeholder='Your Message'  aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/li><li id=\"field_26_7\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_7' id='input_26_7' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/li><li id=\"field_26_14\" class=\"gfield gfield--type-turnstile gfield--input-type-turnstile gfield--width-full field_sublabel_below gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_turnstile'><div class=\"cf-turnstile\" id=\"cf-turnstile_26\" data-js-turnstile 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