{"id":1991,"date":"2024-06-04T15:41:10","date_gmt":"2024-06-04T15:41:10","guid":{"rendered":"http:\/\/hope-cu.local\/?post_type=product&#038;p=1991"},"modified":"2024-08-26T01:05:09","modified_gmt":"2024-08-26T05:05:09","slug":"student-checking","status":"publish","type":"product","link":"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/","title":{"rendered":"Student Checking"},"content":{"rendered":"\n<div class=\"wp-block-columns hope-product-content-layout is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column hope-product-content-side is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33\">\n<h2 class=\"wp-block-heading hope-product-heading\">If you\u2019re just starting your financial journey, you want a checking account that has lots of options without a lot of fees or hassle.<br><br><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column hope-product-content-main is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66\">\n<div class=\"wp-block-group alignfull hope-product-content\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color wp-elements-6c3ee27eb83c58525f742aff7826edf7\"><strong>We have it at HOPE!<\/strong><\/h2>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>HOPE Student Checking\u00b9 is a great choice for people who are 18-25 years old at account opening and want to establish their own banking history without a parent or guardian.\u00b2<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Affordable and convenient<\/li>\n\n\n\n<li>No minimum balance requirement<\/li>\n\n\n\n<li>No monthly service fee<\/li>\n\n\n\n<li>Unlimited number of check transactions<\/li>\n\n\n\n<li>100 free checks at account opening<\/li>\n\n\n\n<li>Free digital banking (online and mobile) \u00b3<\/li>\n\n\n\n<li>Protection from overdrafts<\/li>\n\n\n\n<li>Extensive credit history is not required<\/li>\n\n\n\n<li>Remote check deposit<sup>6<\/sup><\/li>\n\n\n\n<li>Free online bill pay<\/li>\n\n\n\n<li>Free ATM withdrawals at any HOPE ATM and Participating CO-OP and CU24 ATMs<sup>4<\/sup><\/li>\n\n\n\n<li>Automatic ATM fee refunds of up to $5 per month for the first 12 calendar months after account opening<\/li>\n\n\n\n<li>Free e-statements<sup>5<\/sup><\/li>\n\n\n\n<li>Overdraft transfers as money can be moved from a linked savings account to cover overdrafts for a $1 fee<\/li>\n\n\n\n<li>Free deposits and withdrawals at more than 5,300 Shared Branching locations nationwide<sup>6<\/sup><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons product-ctas is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-hope-color-1-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/apply.hopecu.org\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD_7OovHWtbmdruV5ckyr02fvpJwHI3-YLeMTAfEZ5Lzz3boZhDPiRWcEvV0l1cdVqwLpgtIznf2FzM0HaAqkQJs\" target=\"_blank\" rel=\"noreferrer noopener\">Open Account<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-hope-color-5-color has-white-background-color has-text-color has-background wp-element-button\" href=\"#compare\">Compare Accounts<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<section id=\"compare\" class=\"wp-block-group hope-page-wrapper has-hope-color-7-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\"><\/div><\/section>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color wp-elements-b0eaf9e3b14e47326ea0bee2312b8a86\"><strong>Checking Account Comparison Chart<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table comparison\"><table><thead><tr><th><\/th><th>Easy Checking<\/th><th>Easy Checking Plus<\/th><th>HOPE Rewards Checking<\/th><th>Student Checking<\/th><th>HOPE Choice Card<\/th><\/tr><\/thead><tbody><tr><td>Opening Balance Requirement<\/td><td>$25<\/td><td>$0<\/td><td>$0<\/td><td>$0<\/td><td>$0<\/td><\/tr><tr><td>Minimum Balance<\/td><td>$25<\/td><td>$0<\/td><td>$0<\/td><td>$0<\/td><td>$0<\/td><\/tr><tr><td>Monthly Fee<\/td><td>$9.95<br><small>Waived with $200 Minimum Balance<\/small><\/td><td>$7.95<br><small>Waived with $250 Minimum Balance<\/small><\/td><td>$0<\/td><td>$0<\/td><td>$4<\/td><\/tr><tr><td>Unlimited Transactions<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td>Electronic Transactions<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td>Paper Checks<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td>Free HOPENet Online Banking<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td>Free HOPENet Online Bill Payment<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td>Free HOPE Mobile Banking<sup>1<\/sup><\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td>Free E-Statements<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>&nbsp;\u2713 <small>$2.00 Monthly Paper Statement Fee<\/small><\/td><td>\u2713<\/td><\/tr><tr><td>Member Privilege Overdraft Protection Program<\/td><td>Available<br><\/td><td>Available<br><\/td><td>Available<br><\/td><td>Available<br><\/td><td>Available<br><\/td><\/tr><\/tbody><tfoot><tr><td><\/td><td><a href=\"https:\/\/www.hopecu.org\/personal\/checking\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><td><a href=\"https:\/\/www.hopecu.org\/personal\/checking\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><td><a href=\"https:\/\/www.hopecu.org\/personal\/checking\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><td><a href=\"https:\/\/www.hopecu.org\/personal\/checking\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><td><a href=\"https:\/\/www.hopecu.org\/personal\/checking\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><\/tr><\/tfoot><\/table><\/figure>\n\n\n\n<p class=\"has-small-font-size\"><sup>1<\/sup>A Student ID is not required to open this account.<br><sup>2<\/sup>Student Checking accounts for members in good standing will be converted to another type of HOPE checking account the month following their 26th birthday. HOPE will convert the Student Checking account to the type of checking account that is most advantageous to the member based on their qualifications. The new account may charge a monthly service fee and\/or have different minimum balance requirements to avoid the fee.<br><sup>3<\/sup>Wireless carrier messages and data fees may apply.<br><sup>4<\/sup>Non-HOPE ATMs may charge fees.<br><sup>5<\/sup>Accounts that do not register for e-statements in the first 60 days of account<br>opening will be assessed a $2 monthly paper statement fee until the account is registered for e-statements.<br><sup>6<\/sup>Remote check deposit and Shared Branching services are available 60 days after the account is opened.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re just starting your financial journey, you want a checking account that has lots of options without a lot of fees or hassle. We have it at HOPE! HOPE Student Checking\u00b9 is a great choice for people who are 18-25 years old at account opening and want to establish their own banking history without [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","product_category":[239,237],"class_list":["post-1991","product","type-product","status-publish","hentry","product_category-checking","product_category-personal"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.3 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Student Checking Account | Hope Credit Union<\/title>\n<meta name=\"description\" content=\"Open a HOPE Student Checking Account. Learn more about our student checking services today.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Student Checking\" \/>\n<meta property=\"og:description\" content=\"Open a HOPE Student Checking Account. Learn more about our student checking services today.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/\" \/>\n<meta property=\"og:site_name\" content=\"Hope CU\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HopeCreditUnion\/\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-26T05:05:09+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@hopecreditunion\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/\",\"url\":\"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/\",\"name\":\"Student Checking Account | Hope Credit Union\",\"isPartOf\":{\"@id\":\"https:\/\/www.hopecu.org\/#website\"},\"datePublished\":\"2024-06-04T15:41:10+00:00\",\"dateModified\":\"2024-08-26T05:05:09+00:00\",\"description\":\"Open a HOPE Student Checking Account. Learn more about our student checking services today.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.hopecu.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Products\",\"item\":\"https:\/\/www.hopecu.org\/product\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Student Checking\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.hopecu.org\/#website\",\"url\":\"https:\/\/www.hopecu.org\/\",\"name\":\"Hope CU\",\"description\":\"Brighter Futures Begin with HOPE.\",\"publisher\":{\"@id\":\"https:\/\/www.hopecu.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.hopecu.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.hopecu.org\/#organization\",\"name\":\"Hope CU\",\"url\":\"https:\/\/www.hopecu.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.hopecu.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.hopecu.org\/wp-content\/uploads\/2025\/01\/HOPE-30th-logo_credit-horizontal.png\",\"contentUrl\":\"https:\/\/www.hopecu.org\/wp-content\/uploads\/2025\/01\/HOPE-30th-logo_credit-horizontal.png\",\"width\":2265,\"height\":448,\"caption\":\"Hope CU\"},\"image\":{\"@id\":\"https:\/\/www.hopecu.org\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/HopeCreditUnion\/\",\"https:\/\/x.com\/hopecreditunion\",\"https:\/\/www.instagram.com\/hopecreditunion\",\"https:\/\/www.linkedin.com\/company\/hope-federal-credit-union\/\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Student Checking Account | Hope Credit Union","description":"Open a HOPE Student Checking Account. Learn more about our student checking services today.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/","og_locale":"en_US","og_type":"article","og_title":"Student Checking","og_description":"Open a HOPE Student Checking Account. Learn more about our student checking services today.","og_url":"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/","og_site_name":"Hope CU","article_publisher":"https:\/\/www.facebook.com\/HopeCreditUnion\/","article_modified_time":"2024-08-26T05:05:09+00:00","twitter_card":"summary_large_image","twitter_site":"@hopecreditunion","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/","url":"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/","name":"Student Checking Account | Hope Credit Union","isPartOf":{"@id":"https:\/\/www.hopecu.org\/#website"},"datePublished":"2024-06-04T15:41:10+00:00","dateModified":"2024-08-26T05:05:09+00:00","description":"Open a HOPE Student Checking Account. Learn more about our student checking services today.","breadcrumb":{"@id":"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.hopecu.org\/product\/personal\/checking\/student-checking\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.hopecu.org\/"},{"@type":"ListItem","position":2,"name":"Products","item":"https:\/\/www.hopecu.org\/product\/"},{"@type":"ListItem","position":3,"name":"Student Checking"}]},{"@type":"WebSite","@id":"https:\/\/www.hopecu.org\/#website","url":"https:\/\/www.hopecu.org\/","name":"Hope CU","description":"Brighter Futures Begin with HOPE.","publisher":{"@id":"https:\/\/www.hopecu.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.hopecu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.hopecu.org\/#organization","name":"Hope CU","url":"https:\/\/www.hopecu.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.hopecu.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.hopecu.org\/wp-content\/uploads\/2025\/01\/HOPE-30th-logo_credit-horizontal.png","contentUrl":"https:\/\/www.hopecu.org\/wp-content\/uploads\/2025\/01\/HOPE-30th-logo_credit-horizontal.png","width":2265,"height":448,"caption":"Hope CU"},"image":{"@id":"https:\/\/www.hopecu.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/HopeCreditUnion\/","https:\/\/x.com\/hopecreditunion","https:\/\/www.instagram.com\/hopecreditunion","https:\/\/www.linkedin.com\/company\/hope-federal-credit-union\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product\/1991","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/types\/product"}],"version-history":[{"count":19,"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product\/1991\/revisions"}],"predecessor-version":[{"id":18164,"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product\/1991\/revisions\/18164"}],"wp:attachment":[{"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/media?parent=1991"}],"wp:term":[{"taxonomy":"product_category","embeddable":true,"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product_category?post=1991"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}