{"id":1999,"date":"2024-06-04T15:57:42","date_gmt":"2024-06-04T15:57:42","guid":{"rendered":"http:\/\/hope-cu.local\/?post_type=product&#038;p=1999"},"modified":"2024-08-26T01:08:26","modified_gmt":"2024-08-26T05:08:26","slug":"savings-account","status":"publish","type":"product","link":"https:\/\/www.hopecu.org\/product\/personal\/savings\/savings-account\/","title":{"rendered":"Savings Accounts"},"content":{"rendered":"\n<div class=\"wp-block-columns hope-product-content-layout is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column hope-product-content-side is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33\">\n<h2 class=\"wp-block-heading hope-product-heading\">HOPE Savings Accounts are ideal for short- to medium-term goals.<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column hope-product-content-main is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66\">\n<div class=\"wp-block-group alignfull hope-product-content\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color wp-elements-ccfd1a1f89b8152421f65d8ad1f9b950\"><strong>You can enjoy competitive rates and the security of federally insured deposits.<\/strong><\/h2>\n\n\n\n<p>Deposits can be made conveniently through payroll deduction, direct deposit, the mail, or in person. Funds can be transferred to other accounts, even at other financial institutions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Minimum $15 balance<\/li>\n\n\n\n<li>Dividends earned on balances greater than $100<\/li>\n\n\n\n<li>Three teller withdrawals and three ATM withdrawals per month<\/li>\n\n\n\n<li>HOPEAnytime ATM card access<\/li>\n\n\n\n<li>Backed by National Credit Union Administration insurance up to $250,000<br><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons product-ctas is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-hope-color-1-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/apply.hopecu.org\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD_7OovHWtbmdruV5ckyr02fvpJwHI3-YLeMTAfEZ5Lzz3boZhDPiRWcEvV0l1cdVqwLpgtIznf2FzM0HaAqkQJs\" target=\"_blank\" rel=\"noreferrer noopener\">Open Account<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-hope-color-5-color has-white-background-color has-text-color has-background wp-element-button\" href=\"#savingscomparison\">Compare Accounts<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-hope-color-1-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.hopecu.org\/rates\/\">See Rates<\/a><\/div>\n<\/div>\n\n\n\n<div id=\"savingscomparison\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:5rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color has-large-font-size wp-elements-0efa62f7919c56fea147bc03ef6337ad\"><strong>Wealth Building Account Comparison Chart<\/strong><\/h3>\n<\/div><\/div>\n\n\n\n<figure class=\"wp-block-table comparison\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th>Savings Account<\/th><th>Club Account<\/th><th>Individual Retirement Account<\/th><th>Share Certificates<\/th><th>Money Market Accounts<\/th><\/tr><\/thead><tbody><tr><td><strong>Opening Balance Requirement<\/strong><\/td><td>$15<\/td><td>$10<\/td><td>Share Certificate \u2013 $500<br>IRA \u2013 $25<\/td><td>$1,000<\/td><td>$1,000<\/td><\/tr><tr><td><strong>Minimum Balance<\/strong><\/td><td>$15<\/td><td>$0<\/td><td>$0<\/td><td>N\/A<\/td><td>$1,000<\/td><\/tr><tr><td><strong>Monthly Fee<\/strong><\/td><td>$0<\/td><td>$0<\/td><td>$0<\/td><td>$0<\/td><td>$9.95<br><small>(Waived with $1,000 Minimum Balance)<\/small><\/td><\/tr><tr><td><strong>Electronic Transactions<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td><strong>Paper Checks<\/strong><\/td><td><\/td><td><\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td><strong>Transactions<\/strong><\/td><td>Teller Withdrawal \u2013 3\/month<br>ATM Withdrawal \u2013 3\/month<\/td><td>Funds Disbursed 10\/31 Each Year<br><small>($10 Fee for Early Disbursement)<\/small><\/td><td>Penalty for Early Withdrawal<\/td><td>Penalty for Early Withdrawal<\/td><td>6&nbsp;per Month<br><small>(Fee for Overage)<\/small><\/td><\/tr><tr><td><strong>Free HOPENet Online Banking<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td><strong>Free HOPE Mobile Banking<\/strong><sup>1<\/sup><\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td><strong>Free E-Statements<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td><strong>Automatic Transfers and\/or Drafts<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td><strong>Free HOPEAnytime ATM Card<\/strong><\/td><td>\u2713<\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td><strong>Free Direct Deposit<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td><strong>Federally Backed Security<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td><strong>Shared Branching Network Access<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><\/tbody><tfoot><tr><td><\/td><td><a href=\"\/product\/personal\/savings\/savings-account\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><td><a href=\"\/product\/personal\/savings\/holiday-club\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><td><a href=\"\/product\/personal\/savings\/ira\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><td><a href=\"\/product\/personal\/savings\/share-certificates\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><td><a href=\"\/product\/personal\/savings\/money-market\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><\/tr><\/tfoot><\/table><\/figure>\n<\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>HOPE Savings Accounts are ideal for short- to medium-term goals. You can enjoy competitive rates and the security of federally insured deposits. Deposits can be made conveniently through payroll deduction, direct deposit, the mail, or in person. Funds can be transferred to other accounts, even at other financial institutions. Wealth Building Account Comparison Chart Savings [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","product_category":[237,238],"class_list":["post-1999","product","type-product","status-publish","hentry","product_category-personal","product_category-savings"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.3 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hope Credit Union Savings Account | Hope Credit Union<\/title>\n<meta name=\"description\" content=\"Open a HOPE Saving account. 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