{"id":2006,"date":"2024-06-04T16:00:48","date_gmt":"2024-06-04T16:00:48","guid":{"rendered":"http:\/\/hope-cu.local\/?post_type=product&#038;p=2006"},"modified":"2024-08-26T01:11:58","modified_gmt":"2024-08-26T05:11:58","slug":"money-market","status":"publish","type":"product","link":"https:\/\/www.hopecu.org\/product\/personal\/savings\/money-market\/","title":{"rendered":"Money Market"},"content":{"rendered":"\n<div class=\"wp-block-columns hope-product-content-layout is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column hope-product-content-side is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33\">\n<h2 class=\"wp-block-heading hope-product-heading\">Designed for easy access to savings at a competitive rate.<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column hope-product-content-main is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66\">\n<div class=\"wp-block-group alignfull hope-product-content\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color wp-elements-bebb299beee06403e0e6d499c0d97da4\"><strong>Our Money Market Accounts can be accessed anywhere, anytime. <\/strong><\/h2>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>You can view your account, write an electronic check, and even initiate a transfer of funds to another financial institution.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>$1,000 initial deposit and minimum balance<\/li>\n\n\n\n<li>Six withdrawals per month<\/li>\n\n\n\n<li>HOPE digital banking access (online and mobile)<\/li>\n\n\n\n<li>Electronic bill payments and fund transfers<\/li>\n\n\n\n<li>Insured up to $250,000 by NCUA<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons product-ctas is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-hope-color-1-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/apply.hopecu.org\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD_7OovHWtbmdruV5ckyr02fvpJwHI3-YLeMTAfEZ5Lzz3boZhDPiRWcEvV0l1cdVqwLpgtIznf2FzM0HaAqkQJs\" target=\"_blank\" rel=\"noreferrer noopener\">Open Account<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-hope-color-5-color has-white-background-color has-text-color has-background wp-element-button\" href=\"#savingscomparison\">Compare Accounts<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-hope-color-1-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.hopecu.org\/rates\/\">See Rates<\/a><\/div>\n<\/div>\n\n\n\n<div id=\"savingscomparison\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:5rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color has-large-font-size wp-elements-0efa62f7919c56fea147bc03ef6337ad\"><strong>Wealth Building Account Comparison Chart<\/strong><\/h3>\n<\/div><\/div>\n\n\n\n<figure class=\"wp-block-table comparison\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th>Savings Account<\/th><th>Club Account<\/th><th>Individual Retirement Account<\/th><th>Share Certificates<\/th><th>Money Market Accounts<\/th><\/tr><\/thead><tbody><tr><td><strong>Opening Balance Requirement<\/strong><\/td><td>$15<\/td><td>$10<\/td><td>Share Certificate \u2013 $500<br>IRA \u2013 $25<\/td><td>$1,000<\/td><td>$1,000<\/td><\/tr><tr><td><strong>Minimum Balance<\/strong><\/td><td>$15<\/td><td>$0<\/td><td>$0<\/td><td>N\/A<\/td><td>$1,000<\/td><\/tr><tr><td><strong>Monthly Fee<\/strong><\/td><td>$0<\/td><td>$0<\/td><td>$0<\/td><td>$0<\/td><td>$9.95<br><small>(Waived with $1,000 Minimum Balance)<\/small><\/td><\/tr><tr><td><strong>Electronic Transactions<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td><strong>Paper Checks<\/strong><\/td><td><\/td><td><\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td><strong>Transactions<\/strong><\/td><td>Teller Withdrawal \u2013 3\/month<br>ATM Withdrawal \u2013 3\/month<\/td><td>Funds Disbursed 10\/31 Each Year<br><small>($10 Fee for Early Disbursement)<\/small><\/td><td>Penalty for Early Withdrawal<\/td><td>Penalty for Early Withdrawal<\/td><td>6&nbsp;per Month<br><small>(Fee for Overage)<\/small><\/td><\/tr><tr><td><strong>Free HOPENet Online Banking<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td><strong>Free HOPE Mobile Banking<\/strong><sup>1<\/sup><\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td><strong>Free E-Statements<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td><strong>Automatic Transfers and\/or Drafts<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td><strong>Free HOPEAnytime ATM Card<\/strong><\/td><td>\u2713<\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td><strong>Free Direct Deposit<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td><strong>Federally Backed Security<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td><strong>Shared Branching Network Access<\/strong><\/td><td>\u2713<\/td><td>\u2713<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><\/tbody><tfoot><tr><td><\/td><td><a href=\"\/product\/personal\/savings\/savings-account\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><td><a href=\"\/product\/personal\/savings\/holiday-club\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><td><a href=\"\/product\/personal\/savings\/ira\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><td><a href=\"\/product\/personal\/savings\/share-certificates\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><td><a href=\"\/product\/personal\/savings\/money-market\/\" data-type=\"page\" data-id=\"1931\">More&gt;<\/a><\/td><\/tr><\/tfoot><\/table><\/figure>\n\n\n<div class=\"rate-table\" id=\"Rates\">\n            <h3 class=\"rates-table-heading\">No Rates Available<\/h3>\n    \n    \n    <\/div><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Designed for easy access to savings at a competitive rate. Our Money Market Accounts can be accessed anywhere, anytime. You can view your account, write an electronic check, and even initiate a transfer of funds to another financial institution. Wealth Building Account Comparison Chart Savings Account Club Account Individual Retirement Account Share Certificates Money Market [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","product_category":[237,238],"class_list":["post-2006","product","type-product","status-publish","hentry","product_category-personal","product_category-savings"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.3 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Money Market Account (MMA Account) | Hope Credit Union<\/title>\n<meta name=\"description\" content=\"Open a HOPE Money Market Account (MMA Account). 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