{"id":2018,"date":"2024-06-04T16:07:13","date_gmt":"2024-06-04T16:07:13","guid":{"rendered":"http:\/\/hope-cu.local\/?post_type=product&#038;p=2018"},"modified":"2025-10-01T09:20:46","modified_gmt":"2025-10-01T13:20:46","slug":"auto-loans","status":"publish","type":"product","link":"https:\/\/www.hopecu.org\/product\/personal\/loans\/auto-loans\/","title":{"rendered":"Auto Loans"},"content":{"rendered":"\n<div class=\"wp-block-columns hope-product-content-layout is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column hope-product-content-side is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33\">\n<h2 class=\"wp-block-heading hope-product-heading\" id=\"h-hope-works-to-get-you-on-the-road-for-less-with-competitive-rates-and-flexible-terms-on-a-new-or-used-vehicle-1\">HOPE works to get you on the road for less with competitive rates and flexible terms on a new or used vehicle.<sup>1<\/sup><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column hope-product-content-main is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66\">\n<div class=\"wp-block-group alignfull hope-product-content\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color wp-elements-d7d6a6437859aa0559f18b79458d70ea\" id=\"h-get-rates-as-low-as-3-99-4-092-apr-on-new-vehicles-up-to-2-years-old\"><strong>Get Rates as Low as 3.99% (4.092% APR) on New Vehicles (Up to 2 Years Old)!<\/strong><\/h2>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-hope-color-1-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/product.hopecu.org\/auto-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">Check Out Our Special Offer<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Whether you\u2019re looking for a safe new van for the family, a sporty roadster, or simply a fuel-efficient used automobile to get you from point A to point B, we\u2019ll help you cruise off with a great deal on your new wheels.<\/strong><\/p>\n\n\n\n<p>So no matter how you want to get around, HOPE is the place to go for your best \u00adfinancing deal.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy competitive interest rates as low as 3.99% (4.092% APR) and no more than 12.00% (12.077% APR)\u00b2<\/li>\n\n\n\n<li>Take as long as seven years to repay the loan with extended terms\u00b3<\/li>\n\n\n\n<li>Get up to 100% financing<\/li>\n<\/ul>\n\n\n\n<p>If you already have an existing auto loan, ask about how our refinancing options could save you money.<\/p>\n\n\n\n<p>Visit your nearest branch for more information or to complete your application. Current HOPE members can apply online using HOPE\u2019s convenient digital banking service.<\/p>\n\n\n\n<div class=\"wp-block-buttons product-ctas is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-hope-color-1-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/my.hopecu.org\/login\" target=\"_blank\" rel=\"noreferrer noopener\">Members Apply Now<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-hope-color-5-color has-white-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.hopecu.org\/rates\/\">See Our Rates<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-small-font-size\"><sup>1<\/sup>Loans subject to approval.<\/p>\n\n\n\n<p class=\"has-small-font-size\">\u00b2 \u201cAPR\u201d is Annual Percentage Rate. Advertised \u201cas low as\u201d annual percentage rates (APR) assume excellent borrower credit history. Your actual APR may differ and will be based upon several factors, including credit history, model year, term, and loan amount. A loan with the lowest advertised interest rate of 3.99% (4.092% APR) on a new vehicle (up to 3 years old) for $20,000.00 (minimum) over 60 months (maximum) would have a monthly payment of $368.28. A loan with an interest rate of 5.99% (6.033% APR) on a new vehicle (up to 3 years old) for $35,000.00 (minimum) over 84 months (maximum) would have a monthly payment of $511.23. A loan with an interest rate of 12.99% (13.124% APR) for 48 months on a used vehicle would have a monthly payment of $536.61. Additional rates and terms are available. Advertised rates are available on loans made from October 1, 2025, through December 31, 2025.<\/p>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table class=\"has-fixed-layout\"><tbody><tr><th>Loan Type<\/th><th>Up to 48 months<br>APR as low as<\/th><th>49-72 months<br>APR as low as<\/th><th>73-84 months<br>APR as low as<\/th><\/tr><tr><td>New Vehicle<\/td><td>3.99%<\/td><td>4.99%<\/td><td>5.99%<\/td><\/tr><tr><td>Used Vehicles<\/td><td>4.99%<\/td><td>5.99%<\/td><td>N\/A<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-small-font-size\">\u00b3 Term of 72 months only available for vehicles up to 5 years old and loan amounts of at least $20,000. Term of 84 months term only available for vehicles up to 2 years old and loan amounts of at least $35,000.<\/p>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>HOPE works to get you on the road for less with competitive rates and flexible terms on a new or used vehicle.1 Get Rates as Low as 3.99% (4.092% APR) on New Vehicles (Up to 2 Years Old)! Whether you\u2019re looking for a safe new van for the family, a sporty roadster, or simply a [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","product_category":[240,237],"class_list":["post-2018","product","type-product","status-publish","hentry","product_category-loans","product_category-personal"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.3 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Auto Loans - Hope CU<\/title>\n<meta name=\"description\" content=\"HOPE works to get you on the road for less with competitive rates and flexible terms on a new or used vehicle.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hopecu.org\/product\/personal\/loans\/auto-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Auto Loans\" \/>\n<meta property=\"og:description\" content=\"HOPE works to get you on the road for less with competitive rates and flexible terms on a new or used vehicle.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.hopecu.org\/product\/personal\/loans\/auto-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Hope CU\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HopeCreditUnion\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-01T13:20:46+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@hopecreditunion\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.hopecu.org\/product\/personal\/loans\/auto-loans\/\",\"url\":\"https:\/\/www.hopecu.org\/product\/personal\/loans\/auto-loans\/\",\"name\":\"Auto Loans - 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