{"id":2091,"date":"2024-06-05T14:18:43","date_gmt":"2024-06-05T14:18:43","guid":{"rendered":"http:\/\/hope-cu.local\/?post_type=product&#038;p=2091"},"modified":"2025-08-27T11:13:48","modified_gmt":"2025-08-27T15:13:48","slug":"small-business-loans","status":"publish","type":"product","link":"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/","title":{"rendered":"Small Business Loans"},"content":{"rendered":"\n<div class=\"wp-block-columns hope-product-content-layout is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column hope-product-content-side is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33\">\n<h2 class=\"wp-block-heading hope-product-heading\">Get the financing you need to make your small business a big deal.<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column hope-product-content-main is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66\">\n<div class=\"wp-block-group alignfull hope-product-content\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-hope-color-1-color has-text-color has-link-color wp-elements-17a8d129490d812701c991dcaa009666\"><strong>HOPE knows that small business fuel the economy and strengthen communities. We\u2019re here to support entrepreneurs, small businesses, and nonprofits with lending solutions that meet a variety of needs.<sup>1<\/sup><\/strong><\/h2>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>We have been serving businesses and entrepreneurs with affordable accounts and loans since 1994, providing millions of dollars in commercial financing.<br><br>HOPE is committed to your success and wants to find the right solution for you. Our lending options are designed specifically for the needs of businesses that are ready to grow and expand with the right financing options for loans up to $250,000.\u00b2<\/p>\n\n\n\n<section class=\"faq relative pv6\" id=\"faq-block_40927f4b5ef8e52b140c4aa74f8b86d5\"\n    style=\"background-color: #F2EFE5;\">\n    <div class=\"flex w-100 justify-center items-center\">\n        <div class=\"w-90 hope-inner\">\n            <div class=\"hope-column-content-layout\">\n                                <div class=\"hope-column-content-main faq-accordion secwis-cont\" style=\"width: 100%;\">\n                                            <div class=\"faq-acc-item\">\n                            <div class=\"faq-acc-heading flex justify-between items-center\">\n                                <h2>Types of Small Business Loans<\/h2>\n                                <div class=\"acc-plus\">\n                                    <div class=\"plus-line plus-rt\"><\/div>\n                                    <div class=\"plus-line\"><\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"faq-cont\">\n                                <div class=\"faq-cont-inner\">\n                                    <p><!-- wp:list --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\"><!-- wp:list-item --><\/p>\n<li>Real Estate Loans &#8211; Purchase and Refinance<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Vehicle Loans &#8211; Purchase and Refinance, New or Used<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Equipment Loans \u2013 Purchase and Refinance, New or Used<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Share Secured Loans for Business Purposes<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Unsecured Loans for Business Purposes<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                            <div class=\"faq-acc-item\">\n                            <div class=\"faq-acc-heading flex justify-between items-center\">\n                                <h2>Initial Application Requirements<\/h2>\n                                <div class=\"acc-plus\">\n                                    <div class=\"plus-line plus-rt\"><\/div>\n                                    <div class=\"plus-line\"><\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"faq-cont\">\n                                <div class=\"faq-cont-inner\">\n                                    <p><!-- wp:list --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\"><!-- wp:list-item --><\/p>\n<li>Completed &amp; Signed Business Loan Application<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Business Financial Statements (Balance Sheets &amp; Income Statement) and\/or Federal and State Business Tax Returns with All Schedules Included (Last 2 Years)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Interim Business Financial Statements (Balance Sheets &amp; Income Statement)<br \/>\nDated within 90 Days of Loan Application for All Owners and Guarantors<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Complete Personal Tax Returns with All Schedules Included for all Owners and Guarantors (Last 2 Years)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Personal Financial Statement for All Owners and Guarantors<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>2 Most Recent Consecutive Pay Stubs for Any W-2 Income<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>2 Most Recent Bank Statements (Sole-Proprietors Only)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Religious Questionnaire (Religious Organizations Only)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Copy of Two Forms of ID<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Primary (Driver\u2019s License, Military ID)<br \/>\n<!-- wp:list --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\"><!-- wp:list-item --><\/p>\n<li>Secondary (Insurance Card, Social Security Card, Work ID, etc.)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Articles of Incorporation, Bylaws, Corporate Resolution, Partnership Agreement and\/or Operating Agreement (Whichever Is Applicable)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li>Business Plan, Including Financial Projections (Start-Up and Scale-Up)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<script defer>\n\n    (function () {\n        \n        const accordion = document.querySelectorAll('.faq-acc-heading');\n        const accordionContent = document.querySelectorAll('.faq-cont');\n\n        const plusAcc = document.querySelectorAll('div.plus-rt');\n\n        const maxHeight = \"max-content\";\n\n        accordion.forEach(acc => {\n            acc.addEventListener('click', (e) => {\n\n                let currentContent = acc.nextElementSibling;\n\n                const plus = acc.querySelector('div.plus-rt');\n\n                if (getComputedStyle(currentContent).height == '0px') {\n                    accordionContent.forEach(cont => {\n                        if (cont == currentContent) {\n                            let inner = cont.querySelector('.faq-cont-inner');\n                            let innerHeight = inner.clientHeight;\n                            cont.style.maxHeight = 'calc(' + innerHeight + 'px + 2rem)';\n                            cont.style.height = 'calc(' + innerHeight + 'px + 2rem)';\n                            plus.style.transform = 'rotate(90deg)';\n                            plusAcc.forEach(plusEl => {\n                                if (plusEl != plus) {\n                                    plusEl.style.transform = 'rotate(90deg)';\n                                }else{\n                                    plus.style.transform = 'rotate(0deg)';\n                                }\n                            });\n                        } else {\n                            cont.style.maxHeight = '0px';\n                            cont.style.paddingBottom = '0px';\n                            plus.style.transform = 'rotate(0deg)';\n                        }\n                    });\n                } else {\n                    currentContent.style.maxHeight = '0px';\n                    currentContent.style.height = '0px';\n                    currentContent.style.paddingBottom = '0px';\n                    plus.style.transform = 'rotate(90deg)';\n                }\n\n            });\n        });\n\n    })();\n\n<\/script>\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><a href=\"https:\/\/www.hopecu.org\/contact-us\/\"><span style=\"text-decoration: underline;\"><strong>Contact us today<\/strong><\/span><\/a> and find out how we can help take your business to the next level with the right financing.<\/p>\n\n\n\n<div class=\"wp-block-buttons product-ctas is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-hope-color-1-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.hopecu.org\/branches\/\">Find a Branch<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-small-font-size\">\u00b9Loans subject to credit approval.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Get the financing you need to make your small business a big deal. HOPE knows that small business fuel the economy and strengthen communities. We\u2019re here to support entrepreneurs, small businesses, and nonprofits with lending solutions that meet a variety of needs.1 We have been serving businesses and entrepreneurs with affordable accounts and loans since [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","product_category":[244,246],"class_list":["post-2091","product","type-product","status-publish","hentry","product_category-business","product_category-business-loans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.3 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HOPE Small Business Loans | Hope Credit Union<\/title>\n<meta name=\"description\" content=\"HOPE offers Small Business Loans. Learn more about our small business loan offerings today!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Small Business Loans\" \/>\n<meta property=\"og:description\" content=\"HOPE offers Small Business Loans. Learn more about our small business loan offerings today!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Hope CU\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HopeCreditUnion\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-27T15:13:48+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@hopecreditunion\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/\",\"url\":\"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/\",\"name\":\"HOPE Small Business Loans | Hope Credit Union\",\"isPartOf\":{\"@id\":\"https:\/\/www.hopecu.org\/#website\"},\"datePublished\":\"2024-06-05T14:18:43+00:00\",\"dateModified\":\"2025-08-27T15:13:48+00:00\",\"description\":\"HOPE offers Small Business Loans. Learn more about our small business loan offerings today!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.hopecu.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Products\",\"item\":\"https:\/\/www.hopecu.org\/product\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Small Business Loans\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.hopecu.org\/#website\",\"url\":\"https:\/\/www.hopecu.org\/\",\"name\":\"Hope CU\",\"description\":\"Brighter Futures Begin with HOPE.\",\"publisher\":{\"@id\":\"https:\/\/www.hopecu.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.hopecu.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.hopecu.org\/#organization\",\"name\":\"Hope CU\",\"url\":\"https:\/\/www.hopecu.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.hopecu.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.hopecu.org\/wp-content\/uploads\/2025\/01\/HOPE-30th-logo_credit-horizontal.png\",\"contentUrl\":\"https:\/\/www.hopecu.org\/wp-content\/uploads\/2025\/01\/HOPE-30th-logo_credit-horizontal.png\",\"width\":2265,\"height\":448,\"caption\":\"Hope CU\"},\"image\":{\"@id\":\"https:\/\/www.hopecu.org\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/HopeCreditUnion\/\",\"https:\/\/x.com\/hopecreditunion\",\"https:\/\/www.instagram.com\/hopecreditunion\",\"https:\/\/www.linkedin.com\/company\/hope-federal-credit-union\/\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"HOPE Small Business Loans | Hope Credit Union","description":"HOPE offers Small Business Loans. Learn more about our small business loan offerings today!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/","og_locale":"en_US","og_type":"article","og_title":"Small Business Loans","og_description":"HOPE offers Small Business Loans. Learn more about our small business loan offerings today!","og_url":"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/","og_site_name":"Hope CU","article_publisher":"https:\/\/www.facebook.com\/HopeCreditUnion\/","article_modified_time":"2025-08-27T15:13:48+00:00","twitter_card":"summary_large_image","twitter_site":"@hopecreditunion","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/","url":"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/","name":"HOPE Small Business Loans | Hope Credit Union","isPartOf":{"@id":"https:\/\/www.hopecu.org\/#website"},"datePublished":"2024-06-05T14:18:43+00:00","dateModified":"2025-08-27T15:13:48+00:00","description":"HOPE offers Small Business Loans. Learn more about our small business loan offerings today!","breadcrumb":{"@id":"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.hopecu.org\/product\/business\/business-loans\/small-business-loans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.hopecu.org\/"},{"@type":"ListItem","position":2,"name":"Products","item":"https:\/\/www.hopecu.org\/product\/"},{"@type":"ListItem","position":3,"name":"Small Business Loans"}]},{"@type":"WebSite","@id":"https:\/\/www.hopecu.org\/#website","url":"https:\/\/www.hopecu.org\/","name":"Hope CU","description":"Brighter Futures Begin with HOPE.","publisher":{"@id":"https:\/\/www.hopecu.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.hopecu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.hopecu.org\/#organization","name":"Hope CU","url":"https:\/\/www.hopecu.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.hopecu.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.hopecu.org\/wp-content\/uploads\/2025\/01\/HOPE-30th-logo_credit-horizontal.png","contentUrl":"https:\/\/www.hopecu.org\/wp-content\/uploads\/2025\/01\/HOPE-30th-logo_credit-horizontal.png","width":2265,"height":448,"caption":"Hope CU"},"image":{"@id":"https:\/\/www.hopecu.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/HopeCreditUnion\/","https:\/\/x.com\/hopecreditunion","https:\/\/www.instagram.com\/hopecreditunion","https:\/\/www.linkedin.com\/company\/hope-federal-credit-union\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product\/2091","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/types\/product"}],"version-history":[{"count":15,"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product\/2091\/revisions"}],"predecessor-version":[{"id":20518,"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product\/2091\/revisions\/20518"}],"wp:attachment":[{"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/media?parent=2091"}],"wp:term":[{"taxonomy":"product_category","embeddable":true,"href":"https:\/\/www.hopecu.org\/wp-json\/wp\/v2\/product_category?post=2091"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}